Plan Your Finances Through Divorce — Before You Sign Anything
Divorce changes your financial picture permanently. Single income, new housing costs, support payments, and divided retirement accounts all affect your long-term financial position. SettleLens helps you model these changes before the decisions are made.
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The Single-Income Transition
Moving from two incomes to one is the most immediate financial shock of divorce. SettleLens models your post-settlement monthly cash flow — income, support payments, housing, debt obligations — so you can see whether your plan is sustainable before you commit to it.
Housing Strategy: Buy, Rent, or Transfer?
Whether to keep the marital home, buy a new property, or rent affects both short-term cash flow and long-term net worth. SettleLens compares the 10-year financial impact of each housing path side by side.
Retirement Account Impact
Dividing retirement accounts (401k, IRA, pension) through a QDRO is one of the most complex aspects of divorce financial planning. SettleLens models how different retirement splits affect your projected retirement position at year 10.
Emergency Cash Buffer
Divorce brings unexpected costs: legal fees, moving expenses, new furniture, deposits. SettleLens helps you quantify the liquidity you'll need and how many months your post-settlement cash covers.
Frequently Asked Questions
Can I use SettleLens before I decide to divorce?
Yes. SettleLens is designed for early-stage 'what if' modeling. Understanding the financial picture before making a decision can help you approach the process more clearly.
Does SettleLens account for taxes?
SettleLens models pre-tax income and post-tax cash flow estimates based on your inputs. For detailed tax planning, consult a CPA or financial advisor.
Related Topics
SettleLens provides financial modeling for informational purposes only. Not legal or financial advice. Always consult a qualified family law attorney and financial advisor before making major decisions.