🇩🇪 Germany — How SettleLens Models It
⚠ SettleLens provides financial modeling for informational purposes only. Results are estimates based on publicly available legal formulas and do not constitute legal, tax, or financial advice. Always consult a qualified attorney before making any decisions.
Analysis type: formula-based-estimate
Legal Framework
BGB §1363 Zugewinngemeinschaft (community of accrued gains). Each spouse keeps pre-marriage assets. Net gain during marriage is equalized: (Spouse A gain − Spouse B gain) ÷ 2.
What We Model
- Zugewinnausgleich (accrued gains equalization)
- Initial and final net worth calculation
- Versorgungsausgleich (pension rights adjustment) — simplified
- Unterhalt (alimony) range estimates
- 10-year net worth projection
What We Cannot Know
- Exact pension adjustment (Versorgungsausgleich) requires official calculation
- Privileged gifts and inheritance may be excluded
- Business valuations are complex
When to Get Professional Help
- Significant inheritance or gifts received during marriage
- Business or professional practice valuation
- Pension schemes (Betriebsrente, Beamtenversorgung)
SettleLens is a financial modeling tool. Always verify outputs with a qualified attorney before making any decisions.
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