🇩🇪 Germany — How SettleLens Models It
⚠ SettleLens fournit une modélisation financière à des fins d'information uniquement. Les résultats sont des estimations basées sur des formules juridiques accessibles au public et ne constituent pas un conseil juridique, fiscal ou financier. Consultez toujours un avocat qualifié avant de prendre des décisions.
Analysis type: formula-based-estimate
Legal Framework
BGB §1363 Zugewinngemeinschaft (community of accrued gains). Each spouse keeps pre-marriage assets. Net gain during marriage is equalized: (Spouse A gain − Spouse B gain) ÷ 2.
What We Model
- Zugewinnausgleich (accrued gains equalization)
- Initial and final net worth calculation
- Versorgungsausgleich (pension rights adjustment) — simplified
- Unterhalt (alimony) range estimates
- 10-year net worth projection
What We Cannot Know
- Exact pension adjustment (Versorgungsausgleich) requires official calculation
- Privileged gifts and inheritance may be excluded
- Business valuations are complex
When to Get Professional Help
- Significant inheritance or gifts received during marriage
- Business or professional practice valuation
- Pension schemes (Betriebsrente, Beamtenversorgung)
SettleLens is a financial modeling tool. Always verify outputs with a qualified attorney before making any decisions.
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